📝 Currency Conversion and Foreign Fees Explained
Using your card internationally? Here's how currency conversion works:
Fawaz
Last Update 11 hari yang lalu
MyXPD XCards are funded in USD.
If you pay in a non-USD currency, the payment network (Visa/Mastercard) automatically converts it.
A small Foreign Exchange (FX) fee (3%) applies to currency conversions.
✅ Example:
Spending in EUR? We'll auto-convert from USD at the market rate + FX fee.
⏳ Conversion happens instantly when you complete the payment.
❗ Pro Tip: Do you want to avoid FX Fees? Ask merchant to charge you in USD